-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: keymaster@town.hall.org Originator-Key-Asymmetric: MFkwCgYEVQgBAQICAgADSwAwSAJBALeWW4xDV4i7+b6+UyPn5RtObb1cJ7VkACDq pKb9/DClgTKIm08lCfoilvi9Wl4SODbR1+1waHhiGmeZO8OdgLUCAwEAAQ== MIC-Info: RSA-MD5,RSA, DXX95aPEHwUcVR6Ji0Tl1ZJsvxMSfiYYbe0eb9Jz+hGiG24WJq9QPPKCdyJBWUZh QQPJJ0hvmOm6EpjdV0y1RA== 0000898430-95-000146.txt : 19950515 0000898430-95-000146.hdr.sgml : 19950515 ACCESSION NUMBER: 0000898430-95-000146 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19950209 SROS: NYSE SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: UNOCAL CORP CENTRAL INDEX KEY: 0000716039 STANDARD INDUSTRIAL CLASSIFICATION: PETROLEUM REFINING [2911] IRS NUMBER: 953825062 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-11945 FILM NUMBER: 95507537 BUSINESS ADDRESS: STREET 1: 1201 W FIFTH ST CITY: LOS ANGELES STATE: CA ZIP: 90017 BUSINESS PHONE: 2139777600 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: BANKAMERICA CORP CENTRAL INDEX KEY: 0000009672 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 941681731 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: BANK OF AMERICA CTR STREET 2: 555 CALIFORNIA ST CITY: SAN FRANCISCO STATE: CA ZIP: 94104 BUSINESS PHONE: 4156223530 MAIL ADDRESS: STREET 1: 555 CALIFORNIA STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94104 SC 13G/A 1 SCHEDULE 13G-AMENDMENT OMB APPROVAL ------------ OMB Number: 3235-0145 Expires: October 31, 1994 Estimated average burden hours per response..... 14.90 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* ----------- UNOCAL Corp. - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock - -------------------------------------------------------------------------------- (Title of Class of Securities) 915289102 ---------------------- (CUSIP Number) Check the following box if a fee is being paid with this statement [ ]. (A fee is not required only if the filing person: (1) has a previous statement on file reporting beneficial ownership of more than five percent of the class of securities described in Item 1; and (2) has filed no amendment subsequent thereto reporting beneficial ownership of five percent or less of such class.) (See Rule 13d-7). *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). SEC 1745 (2/92) Page 1 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON BankAmerica Corporation #94-1681731 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 Delaware - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 -0- OWNED BY ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 564,289 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 735,401 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 .3% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 HC - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 2 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Bank of America NT&SA (94-1687665), in its own capacity and in its capacity as co-trustee or trustee of certain trusts. - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 United States - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 414,975 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY 17,748 ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 338,159 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 436,059 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 .2% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 3 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON BofA Capital Management, Inc. #95-4262782 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 Delaware - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 137,200 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 137,200 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 137,200 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 .1% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 4 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Bank of America Oregon #93-0726262 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 Oregon - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 10,952 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 10,952 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 10,952 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 0% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 5 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Bank of America Alaska #92-0038050 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 United States - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 -0- - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 -0- - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 0% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 6 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Bank of America Nevada #88-0064156 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 Nevada - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 1,612 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY 1,400 ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 1,400 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 3,012 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 0% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 7 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Bank of America Arizona #86-0658783 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 Arizona - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 4,978 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 4,978 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 4,978 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 0% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 8 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Seafirst Corporation #91-0906215 - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 State of Washington - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 71,600 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 143,200 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 .1% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 HC - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 9 of 19 Pages - ----------------------- CUSIP NO. 915289102 13G - ----------------------- - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S OR I.R.S IDENTIFICATION NO. OF ABOVE PERSON Seattle-First National Bank (#91-0402650), in its own capacity and as trustee or co-trustee of certain trusts - ------------------------------------------------------------------------------ CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (a) [_] (b) [X] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZENSHIP OR PLACE OF ORGANIZATION 4 United States - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF 143,200 SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY -0- ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 71,600 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 143,200 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 11 .1% - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON* 12 BK - ------------------------------------------------------------------------------ *SEE INSTRUCTION BEFORE FILLING OUT! Page 10 of 19 Pages SCHEDULE 13G Item 1. Security and Issuer ------------------- (a) Name of Issuer: Unocal Corp. (b) Address of Issuer's Principal Executive Offices: 1201 West 5th Street, Los Angeles, California 90017 Item 2. Identity and Background ----------------------- Item 2(a) Names of Persons Filing: BankAmerica Corporation ("BAC") Bank of America NT&SA ("BANTSA") BofA Capital Management, Inc (BACM) Bank of America Oregon ("BAO") Bank of America Alaska ("BAA") Bank of America Nevada ("BAN") Bank of America Arizona ("BAAR) Seafirst Corporation ("SC") Seattle-First National Bank ("SFNB") (b) Addresses of Principal Business Offices: (For BAC and BANTSA) 555 California Street San Francisco, CA 94104 (For BACM) 300 South Grand, 22nd Floor Los Angeles, CA 90070 (For BAO) 121 S. W. Morrison St. Portland, OR 97204 (For BAA) 550 W. 7th Avenue, Ste. 1700 Anchorage, Alaska 99501 (For BAN) 300 S. Fourth Street Las Vegas, NV 89101 (For BAAR) 101 North First Avenue Phoenix, AZ 85003 Page 11 of 19 Pages (For SC and SFNB) 701 Fifth Avenue Seattle, Washington 98104 (c) Citizenship: BAC and BACM are organized under the laws of Delaware. BANTSA, BAA and SFNB are all organized under the laws of the United States of America. BAAR, BAN, and BAO, are banks chartered under Arizona, Nevada, and Oregon state law, respectively. SC is organized under the laws of the State of Washington. (d) Title of Class of Securities: Common (e) CUSIP Number: 915289102 Item 3. Nature of Reporting Person -------------------------- If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b), check whether the person filing is a: (a) [ ] Broker or Dealer registered under Section 15 of the Act (b) [X] Bank as defined in section 3(a)(6) of the Act (c) [ ] Insurance Company as defined in section 3(a)(19) of the Act (d) [ ] Investment Company registered under section 8 of the Investment Company Act (e) [ ] Investment Adviser registered under section 203 of the Investment Advisers Act of 1940 (f) [ ] Employee Benefit Plan, Pension Fund which is subject to the provisions of the Employee Retirement Income Security Act of 1974 or Endowment Fund (g) [X] Parent Holding Company, in accordance with (S)240.13d-1(b)(ii)(G) (h) [ ] Group, in accordance with (S)240.13d-1(b)(1)(ii)(H) Page 12 of 19 Pages Item 4. Ownership --------- (a) Amount Beneficially Owned: BAC 735,401 BANTSA 436,059 BACM 137,200 BAO 10,952 BAA 0 BAN 3,012 BAAR 4,978 SC 143,200 SFNB 143,200 (b) Percent of Class: BAC .3% BANTSA .2% BACM .1% BAO 0% BAA 0% BAN 0% BAAR 0% SC .1% SFNB .1% (c) Number of shares as to which such person has: (i) sole power to vote or direct the vote: BAC 0 BANTSA 414,975 BACM 137,200 BAO 10,952 BAA 0 BAN 1,612 BAAR 4,978 SC 0 SFNB 143,200 (ii) shared power to vote or direct the vote: BAC 0 BANTSA 17,748 BACM 0 BAO 0 BAA 0 BAN 1,400 BAAR 0 SC 0 SFNB 0 (iii) sole power to dispose or direct the disposition of: BAC 0 BANTSA 0 Page 13 of 19 Pages BACM 0 BAO 0 BAA 0 BAN 0 BAAR 0 SC 0 SFNB 0 (iv) shared power to dispose or to direct the disposition of:* BAC 564,289 BANTSA 338,159 BACM 137,200 BAO 10,952 BAA 0 BAN 1,400 BAAR 4,978 SC 71,600 SFNB 71,600 Item 5. Ownership of Five Percent or Less of a Class -------------------------------------------- If this statement is being filed to report the fact thas as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [X] Item 6. Ownership of More than Five Percent on Behalf of Another Person --------------------------------------------------------------- Not Applicable. Item 7. Identification and Classification of the Subsidiary Which Acquired the ---------------------------------------------------------------------- Security Being Reported on By the Parent Holding Company -------------------------------------------------------- See Item 2. All the entities described below are wholly-owned subsidiaries of BAC, which is a registered bank holding company. BACM is organized under the laws of Delaware. BANTSA, BAA, and SFNB are are banks, as defined in Section 3(a)(6). BAAR, BAN, and BAO are banks chartered under Arizona, Nevada, and Oregon state law, respectively. SC, a bank holding holding company registered under the Bank Holding Company Act, is the parent of SFNB. * The power to dispose or direct the disposition of shares is shared between the parent company and its subsidiaries. Page 14 of 19 Pages Item 8. Identification and Classification of Members of the Group --------------------------------------------------------- See Item 7. Item 9. Notice of Dissolution of Group ------------------------------ Not Applicable. Item 10. Certification ------------- By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired in the ordinary course of business and were not acquired for the purpose of and do not have the effect of changing or influencing the control of the issuer of such securities and were not acquired in connection with or as a participant in any transaction having such purposes or effect. Page 15 of 19 Pages SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. BankAmerica Corporation Dated: February 9, 1995 By /s/ James H. Williams ----------------------------- James H. Williams Executive Vice President Bank of America NT&SA, in its own capacity and in its capacity as a trustee or co-trustee of certain trusts Dated: February 9, 1995 By /s/ James H. Williams ----------------------------- James H. Williams Group Executive Vice President Page 16 of 19 Pages SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Seafirst Corporation Dated: February 3, 1995 By /s/ Stanley A. Carlson ----------------------------- Stanley A. Carlson Senior Vice President, General Counsel and Corporate Secretary Seattle-First National Bank Dated: February 3, 1995 By /s/ Stanley A. Carlson ----------------------------- Stanley A. Carlson Senior Vice President, General Counsel and Corporate Secretary Page 17 of 19 Pages SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Bank of America Oregon Dated: February 8, 1995 By /s/ Judith A. Boyle --------------------------- Judith A. Boyle Counsel Bank of America Alaska Dated: February 8, 1995 By /s/ Judith A. Boyle --------------------------- Judith A. Boyle Counsel Bank of America Nevada Dated: February 8, 1995 By /s/ Judith A. Boyle --------------------------- Judith A. Boyle Counsel Bank of America Arizona Dated: February 8, 1995 By /s/ Judith A. Boyle --------------------------- Judith A. Boyle Counsel Page 18 of 19 Pages SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. BofA Capital Management, Inc. Dated: February 8, 1995 By /s/ Audrey D. Mann ----------------------------- Audrey D. Mann Vice President Page 19 of 19 Pages Board of Directors Adopted: November 1, 1993 BankAmerica Corporation Last amended: August 1, 1994 BANKAMERICA CORPORATION GENERAL OPERATING AND BORROWING RESOLUTION ------------------------------------------ The Board of Directors of BankAmerica Corporation ("BAC") authorizes and determines: 1. Any two BAC officers listed below under the designation "Group 1" (the "Officers"): GROUP 1 ------- the Chairman of the Board the Chief Executive Officer the President any Vice Chairman of the Board any Vice Chairman the Chief Financial Officer the Treasurer any Executive Vice President any Senior Vice President any Vice President the Secretary or any one of such Officers in conjunction with any one of the BAC officers listed below under the designation "GROUP 2": GROUP 2 ------- any Assistant Treasurer any Assistant Secretary any Assistant Vice President be, and hereby are, authorized to make, execute, deliver, amend and terminate, in the name and on behalf of BAC, any and all such contracts, instruments, documents and agreements, and to perform any and all such acts, in the name and on behalf of BAC, as are deemed by such Officers to be desirable in connection with any of the activities set forth below; provided, however, that the opening of any account described in subparagraph (a) of this paragraph 1 requires the signature of a Vice Chairman or above; and provided, further, that any contract, instrument, document or agreement for any borrowing described in subparagraph (b) of this paragraph 1 requires the signature of the Treasurer or an Assistant Treasurer in addition to one other officer listed in GROUP 1 or 2 above, as the case may be; and provided, further, that notes representing commercial paper need be signed only by the Treasurer or an Assistant Treasurer. The execution of any contract, instrument, document or agreement by one or more Officers thereunto duly authorized by the foregoing shall be conclusive evidence, between 1 any party to whom it is delivered and BAC, of the determination and approval by BAC of the matters described therein and of the transaction undertaken thereby, unless such party has previously received written notice of the revocation of this resolution. (a) Establishment and use of accounts --------------------------------- where any Officer deems it desirable for the operations of BAC, to establish and maintain with Bank of America National Trust and Savings Association and any other banks, checking, time deposit, and other bank accounts, upon such terms and conditions as may be agreed upon with such banks; to execute, endorse or deliver on behalf of BAC, remittances, checks, drafts or other requests for withdrawal, transfer or deposit of funds from or to any of such bank accounts as shall be maintained in the name of BAC, and any bank maintaining any such account is hereby authorized and directed to honor remittances, checks, drafts or other requests for withdrawal, transfer or deposit of funds from or to any such account by or from such Officers; (b) Borrowing --------- to borrow, in each case for an original term not exceeding nine months, from banks and other lenders, including subsidiaries of BAC, from time to time, such sums of money as may be deemed desirable for BAC to conduct its general business affairs and to grant security interests in existing and future assets of BAC to assure repayment of such indebtedness; provided that no such borrowing shall be permitted if, by reason of such new borrowing and after giving effect thereto, the aggregate amount of all borrowings of BAC having at their inception a term of nine months or less, other than such borrowings from subsidiaries of BAC, but including borrowings through the issuance of commercial paper pursuant to subparagraph (c) of this paragraph 1, would exceed the sum of SIX BILLION DOLLARS ($6,000,000,000); In computing compliance with the foregoing limitation: (i) Borrowings subject to such limitation which are expressed in foreign currencies shall be valued in U.S. dollars at least monthly, and the most recent valuation shall govern the determination whether any additional borrowing complies with such limitation; (ii) Obligations of BAC arising out of the issuance of travelers cheques, official checks and money orders, offered to the public as instruments of funds transmission and not bearing interest, are not subject to the foregoing limitation, nor shall they be included in computing compliance therewith; and 2 (iii) Lines of credit or other commitments to lend obtained by BAC shall not be deemed borrowings except to the extent actually drawn upon or otherwise used; If an express written determination is made by the person or persons thereunto duly authorized by paragraph 11 of the Resolution re Senior and Subordinated Debt adopted by this Board on November 1, 1993, or any resolution amending or superseding such resolution (the "Senior and Subordinated Debt Resolution"), that any proposed borrowings of BAC having at their inception a term of one month or more but not more than nine months are to be carried out in accordance with and subject to the requirements of the Senior and Subordinated Debt Resolution (whether or not the indebtedness represented by any such borrowings is of a kind generally covered by this subparagraph), BAC's aggregate liability for the amount of all such borrowings shall not be counted against the foregoing limitation. In the absence of any such express written determination, BAC's aggregate liability for the amount of all such borrowings shall be counted against the foregoing limitation; (c) Commercial paper ---------------- subject to the limitation in subparagraph (b) of this paragraph 1, to issue and sell commercial paper in amounts deemed desirable by any Officer, in compliance with all applicable laws and regulations of governmental agencies, such commercial paper to be issued in the form of unsecured negotiable promissory notes (or in the form of book entries containing all of the information necessary for the completion and delivery of such notes), each note or book entry to be in an amount of at least ONE HUNDRED THOUSAND DOLLARS ($100,000), with maturities not to exceed nine months from the date of issue, and at such rate or rates of interest, at such time or times, upon such other terms and conditions as shall be determined, and under such agreement or agreements or pursuant to such arrangements deemed desirable, by any Officer, in view of BAC's financial requirements; and, without limiting the generality of the foregoing authorization, (l) to enter into agreements or arrangements with Bank of America NT&SA, BA Securities, Inc. or any other banks or entities providing for the issuing, safekeeping, completion, countersignature, and delivery of BAC's commercial paper, and (2) to enter into agreements or arrangements for backup lines of credit for commercial paper; provided that borrowings under any such committed lines of credit shall be subject to the limitation on borrowings set forth in subparagraph (b) of this paragraph 1, but the unused amounts of credit under such lines shall not be deemed a borrowing subject to such limitation; (d) Travelers cheques, official checks and money orders --------------------------------------------------- in addition to and independent of the borrowing authorized in subparagraph (b) of this paragraph 1 and commercial paper issuance 3 authorized in subparagraph (c) of this paragraph 1, to issue travelers cheques, official checks and money orders, offered to the public as instruments of funds transmission and not bearing interest, subject to compliance with all applicable laws and regulations of governmental agencies and, without limiting the generality of the foregoing authorization, to enter into agreements or arrangements with BA Cheque Corporation and any other entities providing for the offering, delivery and servicing of BAC's travelers cheques, official checks and money orders; (e) Extending credit ---------------- to extend credit to subsidiaries and, to the extent permitted to BAC under applicable laws, to affiliates of BAC in amounts and on terms deemed desirable by any Officer; (f) Powers of attorney ------------------ to grant such powers of attorney, proxies, and other agency powers to such persons and on such terms as are deemed desirable by any Officer for carrying on the business and affairs of BAC, including, without limiting the generality of the foregoing authorization, all contracts and documents of any sort relating to: applications to and negotiations with any and all governmental entities and agencies in the United States and abroad for the purpose of obtaining the necessary permits or approvals for operations of BAC anywhere in the world; the commencement and prosecution or defense of proceedings on behalf of and against BAC before courts, administrative tribunals, boards of arbitrators, and similar entities, and the compromise or settlement of the same; the voting of voting securities and other voting interests which may be held in corporations and other entities by BAC; and applications for letters patent, trademarks, copyrights, service marks, and similar matters on behalf of BAC; (g) Service agreements ------------------ to enter into service agreements, on terms deemed desirable by any Officer, with its direct or indirect subsidiaries, including Bank of America NT&SA, any other banks, persons, firms, corporations and other entities whereunder personnel and facilities will be made available by or to BAC; (h) Interests in real or personal property -------------------------------------- to purchase, accept, lease, sell, transfer, grant, license, release and encumber interests, whether as security or otherwise, which BAC has or may by such means acquire in real or personal property, whether standing in the name of BAC as owner, as the holder of any security interest, or in any other capacity; and, without limiting the generality of the foregoing authorization, to take all actions and execute and deliver all documents, notices, 4 designations, appointments, substitutions and instructions regarding such real or personal property, or relating thereto; (i) General power to contract ------------------------- in addition to the authority in subparagraphs (a) through (h) of this paragraph 1, and whether or not of a kind generally covered therein, to enter into contracts of any kind or character, conveyances or leases of real or personal property, licensing agreements, contracts and agreements providing for services to be rendered by, to or for BAC, and to execute and deliver instruments, documents, agreements, contracts and other writings affecting in any way any real or personal property and interests therein and contract rights and obligations, now or hereafter owned by or standing in the name of BAC. 2. Any one BAC officer listed above under either the designation GROUP 1 or GROUP 2, or any member of the Legal Department of Bank of America NT&SA holding the title of counsel or a title senior thereto be, and hereby is, authorized to sign registrations, reports, certificates, applications and other writings on behalf of BAC for submission to or filing with any federal, state, local or foreign regulatory authorities, and any amendments, withdrawals, or terminations thereof, as are deemed desirable by such officer or attorney in connection with BAC's activities or affairs. 3. This resolution revokes and supersedes the General Operating and Borrowing Resolution adopted by this Board on May 21, 1992. 5 Board of Directors November 7, 1994 Bank of America NT&SA GENERAL OPERATING RESOLUTION ---------------------------- 1. Accounts, Service Agreements, Interests in Real or Personal Property and General Power to Contract. ----------------------------------------------- Except as otherwise specified below, any TWO of the officers of Bank of America National Trust and Savings Association ("the Bank") listed below under the designation Group I, ------- or any ONE of the officers listed below under the designation Group I in ------- conjunction with any ONE officer listed below under the designation Group II, -------- are authorized to make, execute, deliver, amend and terminate, in the name and on behalf of the Bank any and all contracts, instruments, documents, agreements and other writings, and to perform any and all acts in the name and on behalf of the Bank as are deemed by the officers to be appropriate in connection with any of the activities set forth below: (a) Establishment of accounts ------------------------- to establish and maintain with any other financial institutions, checking, time deposit, and other bank accounts, upon such terms and conditions as such officers deem appropriate; (b) Service agreements ------------------ to enter into service agreements, with the parent, affiliates, direct or indirect subsidiaries of the Bank, any other banks, persons, firms, corporations or other entities, whereunder personnel, facilities or services will be made available by or to the Bank; (c) Interests in real or personal property -------------------------------------- to purchase, accept, lease, sell, transfer, grant, license and encumber interests, whether as security or otherwise, which the Bank has or may by such means acquire in real or personal property, whether acquired in the name of the Bank as owner, as the holder of any security interest, or other capacity; and, without limiting the generality of the foregoing authorization, to take all actions and execute and deliver all documents, notices, designations, appointments, substitutions and instructions regarding such real or personal property, or relating thereto; provided, however, that for any 1 purchase, lease or sale of real or personal property involving the expenditure by the Bank of an amount in excess of the respective amounts listed below or the receipt by the Bank of consideration with a value in excess of such amounts, at least one of the signing officers must hold the title listed opposite the respective dollar amount below:
Amount of Expenditure Title of Required or Receipt of Consideration Signing Officer --------------------------- ---------------- $1,000,000 to $4,999,999 Senior Vice President or above $5,000,000 to $24,999,999 Executive Vice President or above $25,000,000 or more Vice Chairman or above;
(d) General power to contract ------------------------- to enter into other contracts of any kind or character, conveyances or leases of real or personal property, licensing agreements, contracts and agreements providing for services to be rendered by, to, or for the Bank, contracts and agreements providing for the purchase, sale or other disposition of assets by the Bank, and to execute and deliver instruments, documents, agreements, contracts, and other writings affecting in any way any real or personal property and interests therein and contract rights and obligations, now or hereafter owned by or standing in the name of the Bank; provided, however, that for any such contract, lease or agreement involving the expenditure by the Bank of an amount in excess of the respective amounts listed below or the receipt by the Bank of consideration with a value in excess of such amounts, at least one of the signing officers must hold the title listed opposite the respective dollar amount shown below:
Amount of Expenditure Title of Required or Receipt of Consideration Signing Officer --------------------------- ---------------- $1,000,000 to $4,999,999 Senior Vice President or above $5,000,000 to $24,999,999 Executive Vice President or above $25,000,000 or more Vice Chairman or above;
2. Regulatory Matters. ------------------ (a) Any ONE of the officers of the Bank listed below under the designation Group III, or any member of the Legal or Tax Departments of the Bank --------- holding the title of counsel or a title senior thereto is authorized to sign registrations, reports, certificates, applications and other writings on behalf of the Bank for submission to or filing with any federal, state, local or foreign regulatory authorities, and any amendments, withdrawals, or terminations thereof, as are deemed appropriate by the officer or 2 member, except for applications for letters patent, trademarks, copyrights, service marks, and similar matters, which are addressed in paragraph (b) below. (b) Any TWO of the officers of the Bank listed below: the Secretary any Assistant Secretary, any member of the Legal Department holding the title of Counsel, or a title senior thereto; are authorized: (1) to sign applications for letters patent, trademarks, copyrights, service marks, and similar matters for submission to or filing with any U.S. or foreign regulatory authorities and any amendments, withdrawals, or terminations thereof, as are deemed appropriate by the officers or members; and (2) to execute and deliver any powers of attorney to any person granting powers to make applications for letters patent, trademarks, copyrights, service marks, and similar matters on behalf of the Bank. Each such power of attorney may be written in any language required for the conduct of the Bank's business, and shall be approved as to form by any of the Bank's attorneys with the title of Counsel or above. This approval need not appear on the power of attorney. 3. Not Necessary to Affix Seal; Validity Not Affected by Officer No Longer Holding Office. -------------------------------------------- (a) In the execution for the Bank in any capacity of any contract, instrument, document, agreement or other writing, it shall not be necessary to affix the seal of the Bank and such execution shall have the same force and effect as if such seal had been affixed. (b) The validity of any contract, instrument, document, or other writing executed by an officer of the Bank and delivered by or on behalf of an officer of the Bank in accordance with this resolution shall not be affected by the failure, at the time of delivery, of the officer who executed the document to hold the office held at the time of execution. 4. Officer Group Designations. -------------------------- As used herein the officer designations "Group I," "Group II," and "Group III" consist of the officers listed below: 3
Group I Group III ------- --------- the Chairman of the Board the Chairman of the Board the President the President any Vice Chairman of the Board any Vice Chairman of the Board any Vice Chairman any Vice Chairman the Chief Operating Officer the Chief Operating Officer the Chief Financial Officer the Chief Financial Officer any Group Executive Vice any Group Executive Vice President President any Executive Vice President any Executive Vice President any Senior Vice President any Senior Vice President any Managing Director any Managing Director any Vice President any Vice President any Assistant Vice President any Senior Authorized Officer any Senior Authorized Officer the Secretary any Senior Trust Officer any Trust Officer Group II -------- the Secretary any Assistant Secretary any Assistant Cashier
5. The foregoing resolution supersedes the resolution adopted by this Board of Directors on June 23, 1992, as amended, naming the officers of this Bank authorized to act pursuant to the authority above set forth. 4 Seafirst Corporation Board of Directors April 17, 1975 RESOLUTION RESOLVED, that any two officers of SEAFIRST CORPORATION, acting jointly, are authorized to take the following action on behalf of SEAFIRST CORPORATION and its name: 1. Vote the shares of common stock in other corporations owned by SEAFIRST CORPORATION, grant proxies to vote such shares and execute "consents to action" by shareholders of such other corporations; 2. Borrow such sum or sums as may be deemed necessary from any bank or other lender upon such terms as may be deemed appropriate, and, in order to secure payment of such borrowings, pledge, mortgage or grant a security interest in any personal or real property owned by SEAFIRST CORPORATION or in which it has an interest; 3. Execute and deliver, with or without the corporate seal, any agreement, note or other evidence of indebtedness, pledge, mortgage, security agreement, deed, lease assignment, bill of sale, guaranty or other undertaking or any other document or instrument relating to or affecting the property or business and affairs of SEAFIRST CORPORATION. RESOLVED FURTHER, that any officer, acting alone, is authorized, on behalf of SEAFIRST CORPORATION and in its name, to execute checks, drafts or advices of debit and otherwise effect the withdrawal of funds of SEAFIRST CORPORATION from banks or other depositaries, and to accept drafts and collect, discount, negotiate, endorse and assign, in the name of SEAFIRST CORPORATION, all checks, drafts, notes and other instruments and paper payable to or by SEAFIRST CORPORATION; RESOLVED FURTHER, that for purposes of this resolution, the term "officer" shall mean the Chairman of the Board, Chairman of the Executive Committee, Vice Chairman of the Board, President, Secretary, Treasurer, Controller, Executive Vice President, Senior Vice President and any Vice President. SEATTLE-FIRST NATIONAL BANK Board of Directors September 20, 1984 GENERAL SIGNATURE RESOLUTION RESOLVED THAT: Instruments, documents or agreements relating to or affecting the property or business and affairs of this Corporation, or of this Corporation when acting in any representative or fiduciary capacity, may be executed in its name, with or without its corporate seal, by the following Officer or Officers within the scope of the signing authority described herein. The general composition of the signature groups used is: Group A: Executive Officer Chairman of the Board, President, Vice Chairman of the Board, Executive Vice President, Corporate Secretary and Cashier, or any officer so designated by the Chief Executive Officer. Group A signers have full signing authority for the Corporation. Group B: Banking Officer All officers involved in general commercial and consumer banking who are granted Group B signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Checks, drafts, money orders, bills of lading, safekeeping receipts, releases of collateral and receipts for securities, money or property paid or delivered; endorsement of notes and other instruments referred to in this section (a); letters of credit, bankers acceptances; authorization to transfer or receive securities for account of the Corporation at Federal Reserve or correspondent banks, including authority to charge or credit its account, to sign certificates of deposit and to certify checks; also to guarantee signatures, to accept the assignment of registered securities, to sign relevant correspondence. b. Satisfactions of mortgages and other liens, requests for reconveyances of property held under deeds of trust, and reassignments of any stocks, bonds, notes, leases or any other property held by this Corporation as security for indebtedness. 1 c. Loan agreements, loan commitments, standby letters of credit, participation agreements, certificates of participation, and repurchase agreements involving amounts not in excess of delegated lending or approval limits unless properly approved by the management of the Corporation. d. Extensions of the time for payment of any note or other obligation held by this Corporation. e. Notices of default and of election to sell or cause to be sold the property described in any deed of trust held by this Corporation, execute notices to the Trustee named in any such deed of trust, and do any other act or sign any other document provided for by law, or which may be necessary, expedient or proper in order to protect or enforce the rights of this Corporation under any such deed or trust. f. Claims of this Corporation as a creditor of any decedent, or of a person who is a party to any form of proceeding in bankruptcy, insolvency or similar proceeding, or any other claim of this Corporation in any other type of action or proceeding. g. Proxies to vote stock held by this Corporation. h. Pleadings and documents to be filed in any court or other proceeding involving this Corporation, including verifications of any such pleading or documents. i. The "Oath of Officer of Incorporated Company" required by 46 U.S.C.A. 838 and other documents in favor of or affecting this Corporation in connection with the recording of preferred mortgages. j. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices, and other internal documents necessary to discharge the duties of their positions. k. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Group C: Staff Officer All officers involved in general staff activities who are granted Group C signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: 2 a. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices, and other internal documents necessary to discharge the duties of their positions. b. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Group D: Trust Officer All officers involved in trust activities who are granted Group D signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Acceptances of trust and agencies; Petitions for the appointment of this Corporation in any representative or fiduciary capacity; Certificates of ownership in and to any trust held by this Corporation, Certificates of authentication with respect to bonds, notes, debentures and other obligations issued under corporate mortgages, trust agreements and other indentures; safekeeping receipts; authorization to transfer or receive securities for account of the Corporation at Federal Reserve Bank or Correspondent Banks, including authority to charge or credit its account; Certificates of securities deposited, interim certificates and other certificates for and on behalf of this Corporation as depository or agent; Counter- signatures of bonds, notes, Certificates of stock, voting trust certificates or participation certificates on behalf of this Corporation as transfer agent or registrar; Certificates of cancellation and of cremation of stocks, bonds, or other securities; guarantees of signature; checks; proxies to vote stock; all instruments necessary for the purchase, transfer and delivery of all bonds, capital stocks and other personal property held in any fiduciary capacity; or other instruments, documents and papers in connection with the proper management of any fiduciary account; and resignations of this Corporation in any representative or fiduciary capacity; pleadings and documents to be filed in any court or other proceeding involving this Corporation; including verifications of any such pleading or documents. Also, deeds to real property described in any deed of trust which names this Corporation as Trustee, after a Trustee's sale thereunder in the manner provided by law, or reconveyances of any property held under any deed of trust which names this Corporation as Trustee, 3 and resignations of the Corporation as Trustee under Deed of Trust. b. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices and other internal documents necessary to discharge the duties of their positions. c. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Group E: Audit/Examining Officer All officers involved in the auditing or examining activities of the Corporation who are granted Group E signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Receipts for statements, verifications of accounts, correspondence and documents related to functions pertaining to auditors and examiners. b. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices and other internal documents necessary to discharge the duties of their positions. c. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Group F: Pro Managers All staff members designated Pro Manager who are granted Group F signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the same documents as listed in Group B, paragraph a, or Group H, paragraph b. Group G: Real Estate Officer All officers involved in general real estate lending or mortgage banking activities who are granted Group G signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Loan commitments, loan agreements, standby letters of credit, interim loan participation agreements, and 4 certificates of participation involving amounts not in excess of delegated lending or approval limits unless properly approved by the management of the Corporation. b. Extension of the time for payment of any note or other obligation held by this Corporation. c. Financial futures contracts not in excess of delegated limits. d. Agreements to purchase loans, investor commitments and sales under GNMA securities and extensions of time relating thereto solely on final residential loans not in excess of delegated limits. e. Loan servicing agreements, permanent loan participation agreements and certificates of participation. f. Deeds, leases, assignments and conveyances of any real or personal property; assignments of loans secured by real property and the related collateral, bills of sale and assignments of personal property, stocks, bonds, or any interest therein. g. Assignments and satisfactions of mortgages and other liens, requests for reconveyance of property held under deeds of trust and reassignments of any stocks, bonds, notes, leases or any other property held by the Corporation as security for any indebtedness. h. Notices of default and of election to sell or cause to be sold property described in any deed of trust held by this Corporation, notices to the trustees named in any such deed of trust, and do any other act or sign any other document provided for by law, or which may be necessary, expedient or proper in order to protect or enforce the rights of this Corporation under such deed of trust. i. Claims of this Corporation as creditor of any decedent, or the person who is a party to any form of proceeding in bankruptcy, insolvency or similar proceeding or any other claim of this Corporation in any other type of action or proceeding. j. Pleadings and documents to be filed in any court or other proceeding involving this Corporation, including verifications of any such pleadings or documents. k. Checks, drafts, bills of lading, receipts for money or property paid or delivered to this Corporation. l. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, Invoices 5 and other internal documents necessary to discharge the duties of their positions. m. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Group H: Real Estate Administrative Officer All officers involved in mortgage servicing activities who are granted Group H signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Assignments and satisfactions of mortgages and other liens, requests for reconveyance of property held under deeds of trust and reassignments of any stock, bond, notes, leases, or other property held by this Corporation as security for any indebtedness. b. Notices of default and of election to sell or cause to be sold property described in any deed of trust held by this Corporation, notices to the trustees named in any such deed of trust, and do any other act or sign any other document provided for by law, or which may be necessary, expedient or proper in order to protect or enforce the rights of this Corporation under such deed of trust. c. Claims of this Corporation as creditor of any decedent, or the person who is a party to any form of proceeding in bankruptcy, insolvency or similar proceedings, or any other claim of this Corporation in any other type of action or proceeding. d. Pleadings and documents to be filed in any court or other proceeding involving this Corporation, including verification of any such pleadings or documents. e. Checks, drafts, bills of lading, receipts for money or property paid or delivered to this Corporation. f. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices and other internal documents necessary to discharge the duties of their positions. g. Agreements, contracts, purchase orders, and leases involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. 6 Group I: Investment Banking/Treasury Officer All officers involved in investment banking, securities sales and trading, treasury or funding activities who are granted Group I signing authority by the appropriate supervisory officer pursuant to the procedures set forth in the Corporation's Management and Staff Guide may execute the following: a. Any and all agreement, commitments, notes or other obligations or documents required to transact the investment banking, funding or securities business of this corporation or any and all other agreements, commitments, rates, obligations or documents that are related to and/or an integral part of such business, and are not in excess of the limits established by the Chief Executive Officer. b. Approval of Employee Reimbursement Memo, Sundry Expense Memo, Sundry Recovery Memo, Sundry Loss Memo, invoices and other internal documents necessary to discharge the duties of their positions. c. Agreements, contracts, purchase orders, and leases (other than those described in paragraph a. above), involving amounts not in excess of the approval level delegated by executive management of the Corporation, except as limited by the need for two signatures. Facsimile Signatures Cashier's Checks, Dividend Checks, Expense Checks, and draft may be signed by a facsimile signature under such terms and conditions as are authorized by the Management Committee. Documents Requiring Two Signatures Traveler's letters of credit may not exceed $25,000.00 each (unless specially advised to Correspondents) and regardless will require two signatures. Real property deeds, contracts, leases, assignments and other conveyances require two signatures, except two signatures shall not be required on deeds to real property described in any deed of trust which names this Corporation as Trustee after a Trustee's sale thereunder in the manner provided by law or reconveyances of any property held under any deed of trust which names this Corporation as Trustee, and resignations of the Corporation as Trustee under Deed of Trust. All contracts, agreements, or other commitments which obligate the Corporation to a total expenditure in excess of $25,000.00 and which involve acquisition by the Corporation 7 of real personal property, services, or third-party financing for its own account require two signatures. All contracts, agreements, assignments, bills of sale, or other commitments involving the disposition by the Corporation of personal property held for its own account and assigned a book, appraised, or fair market value in excess of $25,000.00 require two signatures. Officers of Subsidiary Corporations The Chairman, President, Vice Chairman, or any Executive Vice President may grant signing authority for the Corporation of officers of wholly-owned subsidiary companies in accordance with the signing groups (other than Group A) designated herein. FURTHER RESOLVED, that all signing resolutions authorizing Officers or other to sign any documents for or on behalf of this Corporation, heretofore adopted by the Boards of Directors which are inconsistent or in conflict with the foregoing Resolutions, be and they are hereby amended as of September 20, 1984. 8 Board of Directors January 19, 1994 Bank of America Oregon GENERAL OPERATING RESOLUTION ---------------------------- 1. Accounts, Service Agreements, Interests in Real or Personal Property and ------------------------------------------------------------------------ General Power to Contract. ------------------------- Except as otherwise specified below, any TWO of the officers of Bank of America Oregon ("the Bank") listed below under the designation Group I, or ------- any ONE of the officers listed below under the designation Group I in ------- conjunction with any ONE officer listed below under the designation Group II, ----- -- are authorized to make, execute, deliver, amend and terminate, in the name and on behalf of the Bank any and all contracts, instruments, documents, agreements and other writings, and to perform any and all acts in the name and on behalf of the Bank as are deemed by the officers to be appropriate in connection with any of the activities set forth below: (a) Establishment of accounts ------------------------- to establish and maintain with any other financial institutions, checking, time deposit, and other bank accounts, upon such terms and conditions as such officers deem appropriate; (b) Service agreements ------------------ to enter into service agreements, with the parent, affiliates, direct or indirect subsidiaries of the Bank, any other banks, persons, firms, corporations or other entities, where personnel, facilities or services will be made available by or to the Bank; (c) Interests in real or personal property -------------------------------------- to purchase, accept, lease, sell, transfer, grant, license and encumber interests, whether as security or otherwise, which the Bank has or may by such means acquire in real or personal property, whether acquired in the name of the Bank as owner, as the holder of any security interest, in a fiduciary or representative capacity, or in any other capacity; and, without limiting the generality of the foregoing authorization, to take all actions and execute and deliver all documents, notices, designations, appointments, substitutions and instructions regarding such real or personal property, or relating thereto; provided, however, that for any purchase, lease or sale of real or personal property involving the expenditure by the Bank of $2,000,000 or more or the receipt by the Bank of consideration with a value of $2,000,000 or more, prior approval of the Board of Directors shall be required. (d) General power to contract ------------------------- to enter into other contracts of any kind or character, conveyances or leases of real or personal property, licensing agreements, contracts and agreements providing for services to be rendered by, to, or for the Bank, contracts and agreements providing for the purchase, sale or other disposition of assets by the Bank, and to execute and deliver instruments, documents, agreements, contracts, and other writings affecting in any way any real or personal property and interests therein and contract rights and obligations, now or hereafter owned by or standing in the name of the Bank; provided, however, that for any such contract, lease or agreement involving the expenditure by the Bank of $2,000,000 or more or the receipt by the Bank of consideration with a value of $2,000,000 or more, prior approval of the Board of Directors shall be required. 2. Regulatory Matters. ------------------ Any ONE of the officers of the Bank listed below under the designation Group ----- I, or any member of the Legal or Tax Departments of Bank of America NT&SA holding the title of counsel or a title senior thereto is authorized to sign registrations, reports, certificates, applications and other writings on behalf of this Bank for submission to or filing with any federal, state, local or foreign regulatory authorities, and any amendments, withdrawals, or terminations thereof, as are deemed appropriate by the officer or member. 3. Not Necessary to Affix Seal; Validity Not Affected by Officer No Longer ----------------------------------------------------------------------- Holding Office. -------------- (a) In the execution for the Bank in any capacity of any contract, instrument, document, agreement or other writing, it shall not be necessary to affix the seal of the Bank and such execution shall have the same force and effect as if such seal had been affixed. (b) The validity of any contract, instrument, document, or other writing executed by an officer of the Bank and delivered by or on behalf of an officer of the Bank in accordance with this resolution shall not be affected by the failure, at the time of delivery, of the officer who executed the document to hold the office held at the time of execution. 4. Officer Group Designations. -------------------------- As used herein the officer designations "Group I" and "Group II" consist of the officers listed below: Group I ------- Chairman of the Board Vice Chairman President Chief Executive Officer Executive Vice President Chief Financial Officer Senior Vice President Group II -------- Accounting Manager Assistant Manager Assistant Operations Officer Assistant Secretary Authorized Officer Collections Manager Commercial Loan Officer Construction Loan Officer Credit Administrator Credit Review Officer Data Processing Supervisor General Services Manager Human Resources Manager Leasing Consultant Loan Adjustor Loan Officer Manager Note Supervisor Real Estate Appraiser Secretary Security and Compliance Manager Systems Administrator Systems Coordinator Financial Services Officer Customer Service Manager Assistant Vice President Vice President District Operations Officer Manager Administrative Services BANK OF AMERICA ALASKA, N.A. Board of Directors September 27, 1994 GENERAL SIGNATURE RESOLUTION The facsimile signatures of those authorized to sign on behalf of the bank are presented in this book. The names and signature are arranged in alphabetical order, with a separate index of groups. All signatures are valid at any office of the bank in the capacities indicated. Signature limits do apply to official checks. The general composition of the signature groups used is: GROUP A Chairman of the Board, Vice Chairman of the Board, President, Executive Vice Presidents, Senior vice Presidents, Vice Presidents, Cashier, Secretary, Controller, Deputy controllers and Assistant Vice Presidents. GROUP B Managers, Assistant Managers, Assistant Cashier, Assistant controllers, Commercial Loan Officers, Business Banking Officers, Credit Officers, Finance Officers, International Officers, Managers of Bank Operations, Customer Service Managers, Senior Managers of Bank Operations, Human Resources Officers, Financial Services Officers and such other official titles not otherwise classified as the Board of Directors may from time to time establish, provided the individuals involved are accorded Group B signing authority in the Authorized Signatures Book. GROUP C Individuals authorized to sign as "Authorized Officers." GROUP D Vice Presidents and Assistant Vice Presidents engaged exclusively in Trust work, Senior Trust Officers, Senior Real Estate Officers and such other official trust titles not otherwise classified, as the Board of directors may from time to time establish, provided, the signatures of such officers are listed in Group D of the Authorized Signatures Book. GROUP E Auditors, Credit Examiners and other designated officers. GROUP F RETAIL BANK ONLY: A Financial Service Representative currently performing at an Intermediate or Advanced teller level will provide the second signature requirement with an officer. LETTERS OF CREDIT Letters of credit, confirmations or amendments thereto, and acceptances by this bank require TWO signatures from Group A. DRAFTS Drafts issued by any office of this bank on domestic and Canadian correspondents require ONE signature from Group A or B when the draft is $150,000 or less, requires TWO signatures from Group A or B or ONE signature from Group A or B and ONE signature from Group F when the draft exceeds $150,000, requires TWO signatures from Group A or B when the draft exceeds $1,000,000. Drafts on our correspondents located outside the United States and Canada issued by any office of this bank or confirmation require either ONE signature from Group A or B when the draft is $150,000 or less and requires TWO signatures from Group A and B when the draft exceeds $150,000. Drafts on our correspondents located outside the United States, drawn under our protection by our correspondent banks and their branches, require confirmation by ONE signature from Group A or B. CASHIER'S CHECKS, ETC. Manager's checks and cashier's checks on ourselves require ONE signature from Group A, B or C when the check is $150,000 or less, requires TWO signatures from Group A, B or C or ONE signature from Group A, B or C and ONE signature from Group F when the check exceeds $150,000, requires TWO signatures from Group A, B or C when the check exceeds $1,000,000. ENDORSEMENTS Endorsements of checks, drafts, bills of lading, warehouse receipts, insurance policies, and like items, require ONE signature from Group A or B, or in the case of the Trust division, Group D. FOREIGN EXCHANGE Transactions involving purchase or sale of foreign exchange require ONE signature from Group A or B. SECURITIES Guarantee of signature on stock certificates and on bonds, including registered United States Bonds and the assignment, transfer, release or delivery of securities require ONE signature from Group A, B or D. United States Savings Bond endorsements may be certified by ONE signature from any group. Instructions to Federal Reserve Bank for release of securities require TWO signatures from Group A or ONE signature from Group A together with ONE signature from Group B. SATISFACTION OF MORTGAGES OR SECURITY INTERESTS Satisfaction of a real estate mortgage requires ONE signature from Group A or the signature of a branch manager from Group B, together with a second signature from Group A, B or D. VERIFICATION OF ACCOUNTS Verification and reconcilement of accounts require ONE signature from Group A, B or E. CORRESPONDENCE Instructions for the payment or transfer of funds, confirmation of telegrams relative to transfer of funds, letters of identification, letters of introduction, banker's orders and other letters implying a commitment, will require ONE signature from Group A or B. General correspondence may be signed by ONE signature from any Group. TRUST DIVISION Officer in Group D are authorized to sign Trust Division checks and transact other business on behalf of the Trust Division. Vice Presidents and Assistant Vice Presidents in Group D may use the title "Trust Officer." The conveyance of real estate held by the bank in a fiduciary capacity or the transfer, assignment, sale, negotiation, or exchange of securities held by the bank in a fiduciary capacity, requires one signature from Group D together with either the signature of a Vice President, Assistant Vice President, or a Senior Trust Officer from Group D, or the signature of the President or any Vice President from Group D, or the signature of the President or any Vice President from Group A. Individuals in Group A, B, C or D are authorized to sign Individual Retirement Account Trust Agreements and related documents. The signatures in this book supersede all previous authorizations, but items now in circulation will be protected if in accordance with previous authorizations. By authority of the Board of Directors GENERAL OPERATING RESOLUTION ---------------------------- 1. Accounts, Service Agreements, Interests in Real or Personal Property and ------------------------------------------------------------------------ General Power to Contract. ---------------------------- Except as otherwise specified below, any TWO of the officers of BANK OF AMERICA NEVADA ("the Bank") listed below under the designation Group I, or ------- any ONE of the officers listed below under the designation Group I in ------- conjunction with any ONE officer listed below under the designation Group ----- II, -- are authorized to make, execute, deliver, amend and terminate, in the name and on behalf of the Bank any and all contracts, instruments, documents, agreements and other writings, and to perform any and all acts in the name and on behalf of the Bank as are deemed by the officers to be appropriate in connection with any of the activities set forth below: (a) Establishment of accounts ------------------------- to establish and maintain with any other financial institutions, checking, time deposit, and other bank accounts, upon such terms and conditions as such officers deem appropriate; (b) Investment of funds ------------------- to invest all capital of the Bank in accordance with applicable laws and regulations and as such officers deem appropriate, including without limitation, the investment of funds received by the Bank; (c) Service agreements ------------------ to enter into service agreements, with the parent, affiliates, direct or indirect subsidiaries of the Bank, any other banks, persons, firms, corporations or other entities, whereunder personnel, facilities or services will be made available by or to the Bank; (d) Interests in real or personal property -------------------------------------- to purchase, accept, lease, sell, transfer, grant, license and encumber interests, whether as security or otherwise, which the Bank has or may by such Bank of America Nevada April 27, 1993 Page 1 63893 means acquire in real or personal property, whether acquired in the name of the Bank as owner, as the holder of any security interest, in a fiduciary or representative capacity, or in any other capacity; and, without limiting the generality of the foregoing authorization, to take all actions and execute and deliver all documents, notices, designations, appointments, substitutions and instructions regarding such real or personal property, or relating thereto; provided, however, that for any purchase, lease or sale of real or personal property involving the expenditure by the Bank of $250,000 or more or the receipt by the Bank of consideration with a value of $250,000 or more, prior approval of the Board of Directors shall be required. (e) General power to contract ------------------------- to enter into other contracts of any kind or character, conveyances or leases of real or personal property, licensing agreements, contracts and agreements providing for services to be rendered by, to, or for the Bank, contracts and agreements providing for the purchase, sale or other disposition of assets by the Bank, and to execute and deliver instruments, documents, agreements, contracts, and other writings affecting in any way any real or personal property and interests therein and contract rights and obligations, now or hereafter owned by or standing in the name of the Bank; provided, however, that for any such contract, lease or agreement involving the expenditure by the Bank of $250,000 or more or the receipt by the Bank of consideration with a value of $250,000 or more, prior approval of the Board of Directors shall be required. 2.Regulatory Matters. ------------------ Any ONE of the officers of the Bank listed below under the designation Group ----- III, or any member of the Legal or Tax Departments of Bank of America NT&SA - --- holding the title of counsel or a title senior thereto is authorized to sign registrations, reports, certificates, applications and other writings on behalf of this Bank for submission to or filing with any federal, state, local or foreign regulatory authorities, and any amendments, withdrawals, or terminations thereof, as are deemed appropriate by the officer or member. 3.Acting in a Representative or Fiduciary Capacity. ------------------------------------------------ Any ONE of the officers of the Bank listed below under the designation Group ----- IV is authorized to qualify the Bank to act in any representative, fiduciary or - -- other capacity, including the taking of or subscribing to any oath, and the signing, executing or filing of any application, notice, petition, pleading, document, instrument or other writing which the officer deems appropriate in connection with the Bank's Bank of America Nevada April 27, 1993 Page 2 63893 performance of its duties in any such capacity. 4. Not Necessary to Affix Seal; Validity Not Affected by Officer No Longer ----------------------------------------------------------------------- Holding Office. ---------------------------- (a) In the execution for the Bank in any capacity of any contract, instrument, document, agreement or other writing, it shall not be necessary to affix the seal of the Bank and such execution shall have the same force and effect as if such seal had been affixed. (b) The validity of any contract, instrument, document, or other writing executed by an officer of the Bank and delivered by or on behalf of an officer of the Bank in accordance with this resolution shall not be affected by the failure, at the time of delivery, of the officer who executed the document to hold the office held at the time of execution. 5. Officer Group Designations. -------------------------- As used herein the officer designations "Group I," "Group II," "Group III" and "Group IV" consist of the officers listed below: Group I Group III ------- --------- Chairman of the Board Chairman of the Board President Executive Vice President Executive Vice President President Senior Vice President Secretary Vice President Senior Vice President Treasurer Vice President Treasurer Group II Group IV -------- -------- Accounting Manager Chairman of the Board Assistant Manager President Assistant Operations Officer Executive Vice President Assistant Secretary Senior Vice President Collections Manager Treasurer Assistant Vice President Vice President Senior Authorized Officer Commercial Loan Officer Construction Loan Officer Credit Administrator Credit Review Officer Bank of America Nevada April 27, 1993 Page 3 63893 Data Processing Supervisor General Affairs Manager Human Resources Manager Leasing Consultant Loan Adjustor Loan Officer Manager Note Supervisor Operations Officer Real Estate Appraiser Secretary Security and Compliance Manager Systems Administrator Systems Coordinator Authorized Officer Bank of America Nevada April 27, 1993 Page 4 63893 GENERAL OPERATING RESOLUTION ---------------------------- 1. Accounts, Service Agreements, Interests in Real or Personal Property and ------------------------------------------------------------------------ General Power to Contract. ---------------------------- Except as otherwise specified below, any TWO of the officers of Bank of America Arizona ("the Bank") listed below under the designation Group I, or ------- any ONE of the officers listed below under the designation Group I in ------- conjunction with any ONE officer listed below under the designation Group II, -------- are authorized to make, execute, deliver, amend and terminate, in the name and on behalf of the Bank any and all contracts, instruments, documents, agreements and other writings, and to perform any and all acts in the name and on behalf of the Bank as are deemed by the officers to be appropriate in connection with any of the activities set forth below: (a) Establishment of accounts ------------------------- to establish and maintain with any other financial institutions, checking, time deposit, and other bank accounts, upon such terms and conditions as such officers deem appropriate; (b) Investment of funds ------------------- to invest all capital of the Bank in accordance with applicable laws and regulations and as such officers deem appropriate, including without limitation, the investment of funds received by the Bank on or about May 31, 1990, from the Resolution Trust Corporation as partial consideration for certain liabilities of Western Savings and Loan Association, F.A. assumed by the Bank. (c) Service agreements ------------------ to enter into service agreements, with the parent, affiliates, direct or indirect subsidiaries of the Bank, any other banks, persons, firms, corporations or other entities, whereunder personnel, facilities or services will be made available by or to the Bank; (d) Interests in real or personal property -------------------------------------- to purchase, accept, lease, sell, transfer, grant, license and encumber interests, whether as security or otherwise, which the Bank has or may by such means acquire in Bank of America Arizona Page 1 September 22, 1993 70014 real or personal property, whether acquired in the name of the Bank as owner, as the holder of any security interest, in a fiduciary or representative capacity, or in any other capacity; and, without limiting the generality of the foregoing authorization, to take all actions and execute and deliver all documents, notices, designations, appointments, substitutions and instructions regarding such real or personal property, or relating thereto; provided, however, that for any purchase, lease or sale of real or personal property involving the expenditure by the Bank of $1,000,000 or more or the receipt by the Bank of consideration with a value of $1,000,000 or more, prior approval of the Board of Directors shall be required. (e) General power to contract ------------------------- to enter into other contracts of any kind or character, conveyances or leases of real or personal property, licensing agreements, contracts and agreements providing for services to be rendered by, to, or for the Bank, contracts and agreements providing for the purchase, sale or other disposition of assets by the Bank, and to execute and deliver instruments, documents, agreements, contracts, and other writings affecting in any way any real or personal property and interests therein and contract rights and obligations, now or hereafter owned by or standing in the name of the Bank; provided, however, that for any such contract, lease or agreement involving the expenditure by the Bank of $1,000,000 or more or the receipt by the Bank of consideration with a value of $1,000,000 or more, prior approval of the Board of Directors shall be required. 2. Regulatory Matters. ------------------ Any ONE of the officers of the Bank listed below under the designation Group III, or any member of the Legal or Tax Departments of Bank of America --------- NT&SA holding the title of counsel or a title senior thereto is authorized to sign registrations, reports, certificates, applications and other writings on behalf of this Bank for submission to or filing with any federal, state, local or foreign regulatory authorities, and any amendments, withdrawals, or terminations thereof, as are deemed appropriate by the officer or member. 3. Acting in a Representative or Fiduciary Capacity. ------------------------------------------------ Any ONE of the officers of the Bank listed below under the designation Group IV is authorized to qualify the Bank to act in any representative, -------- fiduciary or other capacity, including the taking of or subscribing to any oath, and the signing, executing or filing of any application, notice, Bank of America Arizona Page 2 September 22, 1993 70014 petition, pleading, document, instrument or other writing which the officer deems appropriate in connection with the Bank's performance of its duties in any such capacity. 4. Not Necessary to Affix Seal; Validity Not Affected by Officer No ---------------------------------------------------------------- Longer Holding Office. ----------------------- (a) In the execution for the Bank in any capacity of any contract, instrument, document, agreement or other writing, it shall not be necessary to affix the seal of the Bank and such execution shall have the same force and effect as if such seal had been affixed. (b) The validity of any contract, instrument, document, or other writing executed by an officer of the Bank and delivered by or on behalf of an officer of the Bank in accordance with this resolution shall not be affected by the failure, at the time of delivery, of the officer who executed the document to hold the office held at the time of execution. 5. Officer Group Designations. -------------------------- As used herein the officer designations "Group I," "Group II," "Group III" and "Group IV" consist of the officers listed below: Group I Group III ------- --------- Chairman of the Board Chairman of the Board President President Senior Vice President Secretary Vice President Senior Vice President Treasurer Vice President Treasurer Group II Group IV -------- -------- Accounting Manager Chairman of the Board Assistant Manager President Assistant Operations Officer Senior Vice President Assistant Secretary Vice President Assistant Vice President Treasurer Collections Manager Commercial Loan Officer Compliance Manager Construction Loan Officer Credit Administrator Credit Review Officer Data Processing Supervisor General Affairs Manager Bank of America Arizona Page 3 September 22, 1993 70014 Human Resources Manager Leasing Consultant Loan Adjustor Loan Officer Manager Note Supervisor Operations Officer Real Estate Appraiser Secretary Security Manager Security Officer Systems Administrator Systems Coordinator Bank of America Arizona Page 4 September 22, 1993 70014 BofA Capital Management, Inc March 16, 1990 Board of Directors GENERAL SIGNING AUTHORITY RESOLVED, that instruments, documents or agreements relating to or affecting the property or business and affairs of this Corporation may be executed in its name, with or without its corporate seal, by any of the following: the Chairman of the Board, Vice Chairman of the Board, President or any Vice President (including any Executive, Senior or First Vice President). -----END PRIVACY-ENHANCED MESSAGE-----